More charge can mean more loss
Update 0.4.0.84 allows level-three Chronogen charges to exceed their former cap so fusion always grants a charge. The same notes say death removes a larger amount proportional to the excess charge.
Practical use
Treat an over-cap total as a risk decision. Before entering a dangerous raid, review the current loss rule in game and choose whether the potential gain justifies the additional exposure.
Version note
This independently written guide summarizes current official update information. Check the live game client and official notes before making a high-risk decision, because live-service rules can change.
Independent guide based on supplied research and current official information.